Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Income Protection for Millennials Income protection insurance can replace earnings during a disability and recovery. Smart Wedding Registry Ideas The start of marriage should be all love–not debt. Asset Allocation Consider how your assets are allocated and if that allocation is consistent with your time frame and risk tolerance.